Hi everyone, can u advise of some ways to build credit and raise your score in less that a year or so?

I would suggest enrolling in a good credit repair service that produces real results. I refer my clients to the best I've found. I recently had a client who needed to qualify for a mortgage with her fiancé. She enrolled in the credit repair program and her score increased 75 points in 5 months. Now her credit score is higher than her fiancé’s. Keep in mind that by law anything on your credit that is incorrect, out of date or unverifiable has to be removed by law. A good credit repair company will know what types of things can and cannot be verified. I've even seen bankruptcies removed from credit reports!